| MF FinTech Note: Evaluating the Implications of CBDC for Financial Stability (September 23, 2025) |
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| Presenters Ms. Jeanne Verrier, Economist, Monetary and Capital Markets Department, IMF Mr. German Villegas Baur, Economist, Research Department, IMF |
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Central Bank Digital Currency (CBDC) development has gained momentum globally, as central banks explore the possibilities of issuing digital forms of sovereign money. Driven by rapid advances in technology and evolving financial landscapes, CBDCs aim to offer a secure, efficient, and inclusive means of payment that complements existing cash and digital solutions. Many countries are experimenting with pilot projects to assess technical feasibility, policy implications, and potential impacts on monetary policy, financial stability, and payment systems. As research and experimentation continue, CBDC development remains a dynamic field at the intersection of finance, technology, and public policy. As a response to member countries’ requests, IMF released its FinTech note on implications of CBDC for financial stability For the detailed information please click here |
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